MIZANUNA: Jurnal Hukum Ekonomi Syariah

PERLINDUNGAN HUKUM TERHADAP SAKSI DALAM TINDAK PIDANA PEMBUNUHAN DI WILAYAH HUKUM POLRES BENGKULU

Mardiansyah — 2025-08-16

In law enforcement, victims and witnesses often do not receive adequate protection from the state, whether in terms of physical safety, financial support, or assistance during the legal process. Meanwhile, offenders often receive special treatment to ensure smooth legal proceedings. This study addresses two main questions: whether legal protection for witnesses in murder cases within the Bengkulu Police jurisdiction complies with Law No. 31 of 2014, and what challenges are faced in its implementation. Using a socio-legal approach, the study finds that witness protection is generally in line with the law, including the ability to testify without pressure, access to case information, transportation cost reimbursement, and legal assistance. However, obstacles remain, such as fear among witnesses and lack of knowledge about their legal rights. Therefore, stronger protection and better legal education for witnesses are needed to support a fair and effective justice process.

INVESTASI DALAM SUKUK DAN SAHAM SYARIAH

Evi Mutiara Marpaung — 2025-08-16

This study aims to examine the regulations and legal aspects related to investment in Islamic capital market instruments in Indonesia, especially sukuk (Islamic bonds) and Islamic stocks, from the perspective of Islamic economic law. The Islamic capital market has been growing rapidly, especially in Muslim-majority countries such as Indonesia. By using a qualitative research method through a literature study, this research analyzes various literatures and previous studies in order to gain a deeper understanding of the validity of investing in these Islamic instruments. The results show that investment in sukuk and sharia stocks is permissible in Islam as long as it fulfills the established sharia principles. This conclusion is supported by various previous studies and strengthened by the Fatwa of the National Sharia Council-Majelis Ulama Indonesia (DSN-MUI) which regulates the Islamic capital market. In addition, there are postulates in Islamic law that emphasize the permissibility of investing in these instruments, provided that they do not contain elements of usury, gharar (uncertainty), and maysir (speculation). With clear regulations and support from Islamic financial authorities, sukuk and Islamic stocks can be an alternative investment that is not only economically beneficial but also in accordance with Islamic principles.

ANALISIS HUKUM EKONOMI SYARIAH TERHADAP INVESTASI SAHAM SYARIAH DI BURSA EFEK INDONESIA

Yuliana Munthe — 2025-08-16

The delay in insurance claim payments has become a crucial issue for policyholders, particularly in cases involving insurance companies such as Bumiputera. This situation creates legal uncertainty and has the potential to harm the rights of policyholders. This study aims to analyze the legal protection and safeguards provided to policyholders in facing the liquidity constraints of insurance companies. Using a normative juridical research method, this study refers to the applicable laws and regulations, including Law Number 40 of 2014 on Insurance and Law Number 4 of 2023. The research findings indicate that several legal instruments can provide protection for policyholders, such as supervision by the Financial Services Authority (OJK) and provisions regarding guarantee funds. However, the implementation of these regulations still faces various challenges, including the ineffectiveness of dispute resolution mechanisms and delays in intervention against insurance companies experiencing liquidity issues. Therefore, it is necessary to strengthen regulations and establish a more responsive legal protection mechanism to ensure that the rights of policyholders remain safeguarded in situations of uncertainty regarding insurance claim payments.

TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP PENERAPAN SUKU BUNGA PADA E-COMMERCE

Eva Rutnauli Sinaga — 2025-08-16

This research aims to analyze the imposition of interest rates in phased payment services (PayLater) on e-commerce platforms, especially on Shopee PayLater, from the perspective of Islamic economic law. In the Islamic economic system, practices involving interest (riba) are considered incompatible with the principles contained in the Qur'an and hadith, which prioritize fairness and transparency in financial transactions. Therefore, this research examines whether the imposition of interest rates in the Shopee PayLater service fulfills the principles of sharia law or is contrary to the applicable provisions. This research uses a qualitative approach by analyzing literature related to sharia economic law, as well as regulations governing financial transactions in the digital context. The results of this study indicate that the practice of interest rates on Shopee PayLater can be categorized as usury, which is contrary to sharia economic principles. In addition, there are several aspects that need to be improved to harmonize e-commerce business practices with sharia values. This research is expected to contribute to the development of e-commerce policies and practices that are more in line with sharia economic law.

BISNIS DALAM PERSPEKTIF FIQH MUAMALAH

Luthfi Rantaprasaja — 2025-08-17

This article explores the concept of business from the perspective of fiqh muamalah, a branch of Islamic jurisprudence that governs economic and commercial activities. The study aims to identify the essential principles of Islamic business ethics, analyze their relevance in contemporary business practices, and address the challenges faced by Muslim entrepreneurs today. Using a qualitative methodology through literature review, this study draws from classical Islamic sources such as the Qur’an and Hadith, along with contemporary scholarly interpretations, to develop a theoretical framework for Shariah-compliant business conduct. The findings indicate that honesty, justice, prohibition of riba (usury), avoidance of gharar (uncertainty), and social responsibility are foundational values in Islamic business. These principles not only offer ethical foundations but also contribute to sustainable economic systems. The discussion also addresses the symbolic vs. economic impact of Islamic business ethics in modern capitalist environments. This article contributes to enriching Islamic economic discourse by affirming the validity and applicability of fiqh muamalah in today’s business world.

ANALISIS PENGARUH KORUPSI, PERTUMBUHAN EKONOMI DAN PENGANGGURAN TERHADAP TINGKAT KEMISKINAN DI INDONESIA

Merry Wulandari — 2025-08-18

Abstract

This study examines the impact of the Corruption Perceptions Index (CPI), Economic Growth, and Unemployment Rate on the Poverty Rate in Indonesia from 2008 to 2024. Utilizing time-series data and linear regression analysis, the research aims to uncover the relationships between these variables and their collective influence on poverty levels. The findings reveal that CPI has a significant negative effect on poverty, indicating that reducing corruption can lead to lower poverty rates. Unemployment shows a nearly significant positive effect, suggesting that higher unemployment exacerbates poverty, while Economic Growth does not exhibit a statistically significant impact in the model. The regression model explains 86.22% of the variation in poverty rates, highlighting its robustness, though autocorrelation issues were identified and warrant further attention. The study underscores the critical role of combating corruption and addressing unemployment as key strategies for poverty alleviation. While Economic Growth alone may not directly reduce poverty, fostering inclusive growth remains essential for long-term poverty reduction. Policy recommendations include enhancing transparency and accountability in public budget management, promoting labor-intensive economic sectors, and implementing skill development programs to reduce unemployment. These measures are vital for breaking the cycle of poverty and achieving sustainable development in Indonesia.